What's the best way to save for your retirement? When cooking up a savings program, one possible recipe may combine annuities and mutual funds with life insurance. How you mix these ingredients may vary, depending on 1) the number of years remaining until retirement; 2) how much you expect to receive from your employer, the government, and other sources; 3) your current savings; and 4) your individual risk/reward profile. It's important to keep in mind that what works for a neighbor, relative, or co-worker may not be right for you - the recipe must be "seasoned" for your individual needs.

CRN200802-2013280